While receiving a regular vision exam is important for overall health and wellness, some of our members may not be using their vision benefits due to concerns about COVID-19. To assist Medical Mutual and COSE members in navigating the current climate, VSP has launched the Beat the Rush Bonus Offer.


Between Sept. 1, 2020, and Nov. 30, 2020, members who purchase a featured frame brand and an eligible lens enhancement from a VSP Premier Program location qualify for up to a $50 rebate. An additional $50 rebate is available if the purchase includes a pair of eligible progressive digital lenses.


Rebates must be redeemed by Dec. 31, 2020. The rebate form can be downloaded here.


If you have questions, please contact your broker or VSP Customer Service: 800-877-7195


Billing Notice

We understand that many COSE MEWA groups have been affected by the COVID-19 pandemic. As a result, we have expanded our normal grace period to 60 days until further notice. If we do not receive your payment within 60 days of your original premium due date, your policy will be canceled.

If you have already submitted your payment, you may disregard this message and no further action is required at this time.

Please login to EmployerLink to view a copy of your most recent invoice.

If you have any questions or need to change your billing preferences , please call Customer Care toll free at 1-800-384-2184.

Thank you for allowing us to be a part of your healthcare.


What is a MEWA?

COSE has partnered with Medical Mutual to offer you more choice and flexibility when it comes to offering you and your employees healthcare coverage. The COSE Health and Wellness Trust is a multiple employer welfare arrangement (MEWA) sponsored by the Greater Cleveland Partnership. If you’re a business owner with 50 or fewer employees, consider the COSE MEWA, with a wide range of plan options, to help you manage healthcare costs. Business owners with no employees are also eligible.

Learn more in the Marketing Brochure and see what plans we have to offer below:

Plan Designs

Need more information? MEWA FAQs

Who we are

The COSE Health and Wellness Trust (COSE MEWA) is a unique self insured health benefits program for small business owners and their employees. The COSE MEWA is a response to the difficulties created for small businesses by the imposition of the Affordable Care Act and offers plan designs that meet the needs of smaller businesses and medical underwriting to give participating small businesses the benefit of their preferred health experience. In addition to providing plan designs specifically created for the needs of small business owners and their employees, COSE also focuses on providing education, advocacy and consultative support and additional programs, products and services for the needs of its almost 11,000 member small employers.

Important Information Regarding COVID-19

Governor DeWine recently announced policies suspending or modifying business operations to help stem the spread of COVID-19. In light of this announcement, we know your groups will have questions regarding the continuing health insurance coverage for their employees. For more information and FAQ, please visit our COVID-19 resource page