The COSE MEWA offers a variety of different plan options, including traditional copay plans and higher deductible health plans with varying deductibles and coinsurance. Below you will find a broad range of plan designs and benefit options to choose from to determine which plan is best for your business. 

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Copay Plans

Copay plans give your employees fixed costs for things like office visits, prescription drugs and more.

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SHARE Plans

Medical Mutual’s SHARE plans are qualified high-deductible health plans. Your employees can use these plans with a health savings account (HSA) to save for healthcare costs on a tax-advantaged basis.

Benefit Highlight Sheets - Effective 1/1/2022

HSA 3000 w/PD Rx SHARE
HSA 5000 w/PD Rx SHARE
3020-1000 w/Rx SHARE
3020-1500 w/Rx SHARE
3020-2000 w/Rx SHARE
3020-3000 w/Rx SHARE

Summary of Benefits and Coverage Page

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HSA Plans

Medical Mutual’s HSA plans are qualified high-deductible health plans. Your employees can use these plans with a health savings account (HSA) to save for healthcare costs on a tax-advantaged basis.

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HRA Plans

A health reimbursement arrangement (HRA) plan is IRS-approved, employer-funded and tax-advantaged. These plans reimburse employees for out-of-pocket medical expenses.

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HMO Plans

Medical Mutual offers HMO plan options to deliver quality care at a lower cost by utilizing key providers and health systems in certain counties throughout Ohio.

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MedMutual ExtendTM Indemnity Plans

MedMutual ExtendTM Indemnity Plans

This new indemnity insurance benefit provides employers the opportunity to expand their voluntary employee benefit options by making additional hospital, accident and critical illness coverage available.

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Chronic Condition Management

Chronic Condition Management

All COSE MEWA plans include Chronic Condition Management at no additional cost.Medical Mutual’s Chronic Condition Management Program offers additional support to your employees who are dealing with a chronic medical condition, like asthma or diabetes. Our trained Health Coaches provide education and assistance to increase your employees’ understanding of their condition.

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Telemedicine

Telemedicine

As a member of Medical Mutual's SuperMed® PPO Network, you have access to Cleveland Clinic’s Express Care® Online. Express Care Online is a secure service that offers 24/7 care with no appointment needed for simple conditions such as sinus infections, cold symptoms, rashes, ear aches and stomach pain.